Education & referral disclosures
Last updated: October 7, 2026
Education comes first
YNCR Solutions LLC provides digital education and DIY resources. Neither YNCR Solutions LLC nor Wimzy IT is offering to personally perform credit repair through this store. A label alone does not determine legal obligations; business activities and applicable law still matter.
Free dispute rights
You may dispute inaccurate or incomplete credit report information yourself at no charge. Buying a guide is optional. Accurate, current negative information generally cannot be removed merely because it is negative. No outcome is guaranteed.
Independent credit-service referrals
No credit-service referral partner is currently listed. If a partner is added, the provider’s identity, compensation disclosure, and destination will be shown with the referral. A referral is optional; the provider sets its own pricing, contracts, policies, and services. A referral does not guarantee quality or results.
Wimzy IT offer
The Wimzy IT website and technology offer is an optional, separately purchased service. It is not included in any guide or the $249 bundle. Any ownership relationship and compensation arrangement must be disclosed accurately before promotional referral arrangements begin.
Sources for free information
Read the Consumer Financial Protection Bureau’s guidance on disputing credit report errors and removing accurate negative information. These official resources are independent of YNCR Solutions LLC.
CFPB: Disputing credit report errors
CFPB: Accurate negative information